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AUTO DRAFT IS NOW AVAILABLE

We are pleased to announce a new service-The Direct Payment Plan. Now you can have your payment made automatically from your checking or saving account. And you won't have to change your present banking relationship to take advantage of this service.

The Direct Payment Plan will help you in several ways:

* It saves time-fewer checks to write

* No lost or misplaced bills, your payment is always on time-It helps maintain good credit.

* It saves postage

* It's easy to sign up for, easy to cancel

* No late Fee's

Fill out the authorization form found on the "Forms" tab above. Complete the form and return it along with a voided check. The process may take 1 or 2 billing cycles, so fill out your form now and get started.